Home How the Plan Works Calculate My Savings Submitting Claims Coverage FAQ Forms & Documents Contact Us
Register Online
Representative Log-in

How much does a plan through Heartland Medical cost?

Your business pays a one time set-up fee of $125 + GST (6%). To add additional employees to your plan after your initial registration, you will be charged $25 per employee. After this initial fee, you will not be charged anything unless you submit claims. There are no monthly premiums. To see how claims are processed, please click here.

What does Heartland Medical cover?

Click here to see a complete list of eligible expenses.

Can I tailor my plan to suit my businesses needs?

Yes. During your initial registration, you will be asked what you would like to cover for your employees. If you would like to make changes to this at a later date, you will simply need to contact us.

Can my dependants be included in this plan?

Yes. Claims can be submitted for the employee's spouse and dependent children. A dependent child is defined as: "a child 18 years of age and under or 25 years of age and under, if attending a post-secondary institution on a full-time basis."

Can I qualify if I have poor health?

Yes. Unlike many insurance programs, there are no health requirements to register with Heartland Medical.

I or my spouse already has an insurance plan do I need another?

Many people are covered by spousal plans, however, these plans often do not cover therapeutic services or only pay a percentage of the actual cost. With Heartland Medical there is a way to avoid extra billing costs that you are paying with after tax dollars (ie: laser eye surgery, medications, or physiotherapy). You can deduct the portion of these costs that are not covered by your current plan through your Heartland Medical plan.

Can I expense my Alberta Healthcare Premiums through this plan?

No. Provincial healthcare premiums cannot be expensed through Heartland Medical.